We see life safety systems save lives every day. Protecting your family from fire is often just as important as protecting your home from burglaries. If you have an un-monitored fire alarm and it goes off while you’re out, there’s no response to that alarm. At Paladin Security, we recommend life safety systems as an add-on to your burglar system. By combining life-safety monitoring with your burglar alarm monitoring, you can expect savings of up to 20% on your home insurance premiums.
Fires happen! Seconds can make the difference between life and death in the case of a fire, and can also be the difference between minor damage and total loss. Smoke detectors are an excellent add-on to your monitored alarm system, and a great investment in your home and your safety.
Carbon Monoxide ( CO ) Detectors
Carbon monoxide is an invisible, odourless, colourless gas created when fuels (such as gasoline, wood, coal, natural gas, propane, oil and methane) burn incompletely. CO poisoning can be confused with flu symptoms, food poisoning and other illnesses. Some symptoms include shortness of breath, nausea, dizziness, light headedness or headaches. High levels of CO can be fatal, causing death within minutes.
The Consumer Product Safety Commission (CPSC) estimates 166 unintentional non-fire carbon monoxide poisoning deaths were associated with consumer products. On average annually, almost 9 out of every 10 (89%) reported non-fire carbon monoxide incidents took place in the home.
Lack of early detection of water leaks can reduce your ability to collect from your insurance company. Insurance claims for water damage are frequently denied if the cause of the damage has existed for more than 24 hours. 37% of all homeowners claim they have experienced losses due to water damage.
On average, individual water damage claims cost insurers $4,925. A 1/8-inch crack in a pipe can release up to 250 gallons of water a day. A small water pipe leak inside a wall or under a slab may go undetected for months. Damp wood and sheetrock provide excellent conditions for toxic mold. Almost 90% of copper pinhole leaks occur on horizontal runs of pipe. Some insurers now refuse to cover mould claims under existing policies.
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